Is it better to enjoy your money when you earn it or is it better to save your money for some time in the future? Use specific reasons and examples to support your opinion.
“Save it for rainy day.” That's my motto. When I have a choice between spending my money or putting it in my savings account at the bank, I always put it in the bank.I will have a lot of expenses in the future like my education, travel, and unforeseen emergencies. I need to have money set aside for these expenses.
“未雨绸缪”。这是我的座右铭。当我在花钱或存入银行储蓄账户之间做出选择时，我总是把钱存入银行。我将来会有很多支出，比如我的教育、旅行和不可预见的紧急情况。我需要为这些开支预留资金。
Education is expensive. I can't depend on my parents to pay all my bills. I have tuition, room and board, books, and incidental expenses to pay for. I'll try to get a scholarship to cover some of these costs, but I know I will be responsible for a lot of the expenses. If I spend my money now, I won't be able to pay for my education. I need to save money for my education.
教育费用很高。我不能指望我父母付我所有的帐单。我有学费、食宿费、书本费和杂费要付。我将设法获得奖学金以支付其中的一些费用，但我知道我将承担许多费用。如果我现在花钱，我就得付不起学费了。我需要为我的教育存钱。
Travel is also very expensive. I don't mean vacation travel. I mean travel to get to and from school. Transpacific airfare costs a lot even special reduced fares. I first have to get to school and then, of course, I want to return to my family for important festivals and occasions. Going back and forth will be costly, but worth it. I need to save money for these trips.
旅行也很贵。我不是说度假旅行。我是说往返学校的旅行。跨太平洋的机票甚至是特价机票也要花很多钱。我首先得去学校，然后，当然，我想回到我的家庭，参加重要的节日和场合。来回奔波会很费钱，但值得。我需要为这些旅行省钱。
Emergencies could arrive at any moment. I might have an unexpected illness while I am at school. There might be costs that won't covered by the school insurance. One of my family members may need help, I will have to send them money. You can't predict emergencies like this, but you can be prepared. I need to save money for these emergencies.
紧急情况随时可能出现。我在学校的时候可能得了一种意想不到的病。学校保险可能不包括这些费用。我的一个家庭成员可能需要帮助，我将不得不给他们寄钱。你不能像这样预测紧急情况，但你可以做好准备。我需要为这些紧急情况存钱。
When you are not rich, you cannot spend your money carelessly. You must plan ahead. I know in my life, I will have expenses for my schooling and for travelling to and from my home. I know that I will also have unexpected expenses related to unforeseen emergencies. I must be prepared. I need to save money for these events.
当你不富有的时候，你不能随便花钱。你必须提前计划。我知道，在我的生活中，我将有我的学校教育和往返于我的家。我知道，我也会有意外的开支有关意外的紧急情况。我必须做好准备。我需要为这些活动存钱